Commercial Loan

Suitable for individual or a company looking for financing to build or construct an income generating housing project

Benefits

  • Loan financing of up to 70% value of construction component with a repayment of up to 10 years.
  • Competitive interest rate.
  • Moratorium on principle- Maximum 6 months on completion.
  • Flexibility on disbursement.
  • Access to all other KCB banking products (e.g. Overdrafts, credit cards, current, savings and investment accounts).

Standard Requirements

  • Proof that you can meet the 30% financing and other related costs e.g. Notary fees, valuation report, insurance payment, transfer fees, registration fees, etc.

Rates & Fees

  • Competitive interest rate
  • Appraisal Fee-2% of loan amount
  • Ledger Fee- RWF 1,000 per month
  • Notary Fees
  • Valuation fees
  • Transfer fee


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