Home loan

We help your realize your dream of owning your own home at competitive rates and flexible repayments from anywhere in Rwanda

Benefits

  • Flexible repayment terms when assessing ability to repay (joint, rental and alternative incomes will be considered). Joint income from spouse, siblings & children will be considered in assessing repayment ability.
  • Flexible terms for construction loans.
  • Mortgage Protection Insurance (MPI) cover limit up to Kes.18M without need for medical checkup, retrenchment cover and social perils cover included.
  • Competitive Interest rates.
  • Access to all other KCB banking products (e.g. Overdrafts, credit cards, current, savings and investment accounts).

Standard Requirements

  • Proof that you can meet the 10% financing and other related costs e.g. Notary fees, valuation report, initial insurance payment, transfer fees, registration fees, etc

Rates & Fees

  • Competitive interest rate.
  • Appraisal Fee-1% of loan amount for purchase and 2% for construction
  • Ledger Fee- RWF 1,000 per month.
  • Insurance premium- Payable monthly with the mortgage loan installments.
  • Notary Fees
  • Valuation fees
  • Transfer fees


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