We help your realize your dream of owning your own home at competitive rates and flexible repayments from anywhere in Rwanda
- Flexible repayment terms when assessing ability to repay (joint, rental and alternative incomes will be considered). Joint income from spouse, siblings & children will be considered in assessing repayment ability.
- Flexible terms for construction loans.
- Mortgage Protection Insurance (MPI) cover limit up to Kes.18M without need for medical checkup, retrenchment cover and social perils cover included.
- Competitive Interest rates.
- Access to all other KCB banking products (e.g. Overdrafts, credit cards, current, savings and investment accounts).
- Proof that you can meet the 10% financing and other related costs e.g. Notary fees, valuation report, initial insurance payment, transfer fees, registration fees, etc
Rates & Fees
- Competitive interest rate.
- Appraisal Fee-1% of loan amount for purchase and 2% for construction
- Ledger Fee- RWF 1,000 per month.
- Insurance premium- Payable monthly with the mortgage loan installments.
- Notary Fees
- Valuation fees
- Transfer fees